When it comes to injury claims there's one category which sees a surprising number of people choosing not to claim, even though they are entitled to, and it is recommended that they do. Work accident compensation claims are amongst the most necessary claims, often because the injury is caused through pure negligence, greed or laziness, and the injuries sustained in a workplace can often be severe. The fact that employers and businesses have liability insurance means that any claim for compensation will be paid for by the insurance company, rather than the employer, so why do people choose not to make a claim when they both deserve it, and more often than not, need it?
The answer is that often people are afraid if the consequences. They are afraid that if they make an accident claim for compensation against their employer that they will find their employment jeopardised, or their working relationship harmed in some way.
Whilst understandable, this doesn't hold up to practical scrutiny, and in fact there are four very good reasons why if you have been injured in an accident at work which wasn't your fault, you should definitely consider making a work accident compensation claim as soon as possible.
1. Financial compensation for expenses incurred & income lost. If you have been injured at work in an accident that was not your fault, and for which liability can clearly be placed with your employer, it simply doesn't make sense to suffer the inevitable financial hardships when you don't have to. If you have been injured you may well need to take time off work, and this can result in a loss of earnings, which your employer is unlikely to voluntarily recompense you for.
Not only that but medical bills and expenses can add up, as well as other things such as the cost of any care and travel. The money you need is waiting for you to submit your claim, and frankly if you're trying to recover from an injury, worrying about money isn't going to help.
2. Specific risk resolved, safeguarding injured party & all other employees. Whether your claim for compensation is successful or not, it is almost certain that your employer will address the cause of the injury, and rectify this, implementing safeguards which should ensure both you and all other employers are better protected in future.
3. Increased probability that other potential risks are addressed, increasing safety & welfare for all. Once an employer realises that their negligence, cost cutting or laziness has resulted in an injury, and a subsequent compensation case, it is highly likely that a more thorough analysis of all health and safety issues will be undertaken, ensuring that overall the workplace is a good deal safer in future, for everyone who will work there.
4. Solicitors in discussion with employer to ensure sound working relationship. Most solicitors will ensure that as part of their service discussions are held with your employer to ensure that there will be no on-going issues or disputes in relation to the claim. Remember, your employer will not have had to pay a penny of your compensation, as their insurance policy covers your payment.
By not making a work accident compensation claim you could well be letting your employer get away with putting your safety and the safety of all your colleagues on the line. The next accident could be even more serious, and may well be preventable by taking the right action now.
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