55+ Communities: The Difference Between Nursing Homes, Continuing Care Retirement And Active Living

If you're approaching retirement age, you might be wondering about the difference between the types of housing options for seniors. From continuing care to 55+ communities, there are a number of options to help seniors, no matter what they're looking for. Living in one of these places can provide seniors with a variety of activities to keep them busy, but how do you know which is right for you?

55+ Communities

These are specially planned areas with seniors in mind. They're typically in warmer weather climates and offer amenities like fitness centers with pools, spas, tennis courts, bocce courts, golf courses, meeting rooms, ball rooms, arts and crafts centers, dancing lessons, on-site restaurants and more. Residents can choose to live in their own home or apartment and many offer gated security that's available 24 hours a day, seven days a week. Although these 55+ communities are for people as they live out their retirement years, they are not retirement homes. They do not have nursing staff or other medical personnel on site and are not intended for residents with serious medical conditions that require constant care.

55+ communities have age requirements that must be met before residents can move in. Consideration is made if one member of a couple is over 55, however many have restrictions on the length of time guests under 55 can stay in the community. This sometimes mean that other family members need to stay in a hotel for an extended visit, so check on these restrictions before buying a home if you expect to have long-term out of town guests.

Some 55+ communities that offer active living lifestyles offer special weekend getaways for people who are thinking of moving to the area. If you're interested in trying out the active living lifestyle before committing yourself to buying a home and moving in full-time, consider one of these weekends. This will let you try out a number of 55+ communities to make sure you've found the one that's right for you.

Nursing Homes

Nursing homes provide round the clock care to residents. They're ideal for people who need continuous care like physical, occupational or other therapies. Nurses and other staff will help residents bathe, get dressed, eat and more. Once someone goes to live in a nursing home, they often stay there for the rest of their life, although some residents can be rehabilitated to the point where they no longer require long-term professional care.

Continuing Care Retirement Communities

A continuing care retirement community blends aspects of active living with the care available at a nursing home. They're the ideal situation for seniors who require daily assistance, yet do not need the constant, round the clock care of a nursing home. Seniors can live independently, yet move into assisted living as it's necessary. These typically don't offer as many amenities as 55+ communities.

Choosing where to live after retirement can be a big decision. Many seniors have active living lifestyles before retirement, and want to continue this lifestyle afterwards. Knowing the difference between these types of housing options can help you make a knowledgeable decision on the one that best fits your needs.